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• Ozow is an automated electronic funds transfer(EFT) processor that allows for electronic funds to be transferred inter-bank directly into the sellers bank account, in real time, using the current infrastructure of your banks internet banking functionality

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• Select your bank
• Log in using your internet banking credentials
• The automated process will navigate and populate the relevant fields on your behalf in the background
• Select an account to pay from and enter a reference for your records
• Your bank will send you an otp or mobile authentication to your mobile phone to verify the payment
• Enter otp or accept the authentication message
• Payment is complete

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• Your order status will be updated immediately
• There is no need to send through a proof of payment
• There is no need to wait for funds to reflect in the sellers account

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• Ozow guarantees the highest levels of security when paying online
• Ozow has a Thawte EV SSL encryption certificate which gives our payment processing service an extremely high level of security
• Ozow acts as a proxy between the buyer and the bank to facilitate a faster, safer and easier payment process for both the buyer and the seller
• Your online banking login details are NOT stored by Ozow

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And the Power of Tokenisation:

• The Ozow PIN is a patent-pending technology that has been audited by MWR InfoSecurity under the internationally recognised security firm F-Secure.
• The Ozow PIN works through a process of tokenisation, a world first innovation that allows customers to have their internet banking profiles securely identifiable via a token.
• In order to make a tokenised payment, a customer-selected Ozow PIN will be required. This Ozow PIN is created by the customer at the initial point of the customer giving their consent to tokenise future payments. The customer would then also still have to approve the payment before it goes through, ensuring two-factor authentication and security.
• This makes payment even more Ozow fast, but still gives the customer complete control over their payments.

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If you remove your Ozow PIN, we will no longer store your information and you will need to login with your banking details next time.

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